Is there a crawl space, partial basement, or full basement? 5 surprising factors that can affect your home's appraised value. Prescription medications with this risk include diuretics for heart disease, chemotherapy drugs and certain antibiotics. Enter your address and provide some basic information about your property, and HomeLight will provide you with a cash offer within 48 hours. "@type": "Answer", Construction upgrades, material quality, and appliances 4. Food waste in your immediate area can attract insects, vermin and even mold, all of which can have a negative impact when it goes into a home appraisal. Agents might recommend repainting and replacing carpeting to eliminate odors, but such upgrades can be a significant expense to the homeowner. } There seems to be a problem with your Inman Select Membership. Next, the appraiser visits your home and looks at the items that could impact the home's value. Gender. A home appraisal is an estimate of the home's value. In a refinance, most lenders require that homeowners have built up at least 20 percent equity in . Of these, the market appraisal has the biggest impact on value. Beyond proximity factors, appraisers consider the age, features and curb appeal when calculating what your house is worth. Messy landscaping. They may not have any profit, but they may not suffer any loss or at least as big a loss.. The objective of an appraisal is to provide an independent and impartial analysis of real property, according to the National Association of Realtors. He will then assign an actual value to the house based on his findings. A lender will want an appraisal whether someone is getting a mortgage to buy a house or a land loan.. As a seller, you must understand what can affect the home appraisal value so that you can do everything you possibly can to ensure that your house is priced fairly when . Based in Massachusetts, he is an admirer of historic homes and loves an old house with a good story. If so please contact customer support at (510) 658-9252, Password Reset Instructions have been sent to. You likely cant choose which appraiser visits your home. Find her at www.whiterosecopywriting.com. Traditional home buyers those seeking a mortgage loan depend on an appraisal to get financing. Here are four surprising things that can affect a home appraisal: 1. Otherwise, review these 16 factors that can hurt a home appraisal and be aware of them going into your homes evaluation. Is there evidence of dampness or settlement? Stevesisman's Blog. As a realtor or a homeowner, you should avoid saying things like: appraisers are looking for while examining your home. Appraisers also care about the marketability of your home. Proximity to poorly maintained, vacant homes or foreclosures may also hurt your home appraisal. As you can see, a home appraisal has two sections: the property walk through and the market appraisal. Alvin Chip Wagner said theres no exact formula for calculating this loss in value, but it can certainly affect a sale price. Agreeing, 26 percent said cigarette smoke significantly lowered a propertys value. FEMA re-surveys areas from time to time and your zone may have changed. Additionally, signs of neglect such as peeling paint or mold may negatively impact your homes value. The short answer is yes, they will look in your closet but only to determine the total living area. As a rule of thumb, the appraised value should come down by roughly the amount of money it will take to repair the defect, and perhaps a little more to cover the buyer's trouble. This market is saturated with inventory that few buyers want to purchase, keeping prices low. Death and disaster . Weve explained 18 things that will hurt your home appraisal most: Appraisers try to look past all that. Her work has appeared on numerous financial blogs including Wealth Soup and Synchrony. The 35 Steps to Building a House: Your Start-to-Finish Guide. If you suspect a pest problem, hire the appropriate professional for an evaluation. Here are some of the main boxes an appraiser will be checking and commenting on in their report. If weve found a buyer thats willing to buy a house at a certain price, weve kind of gotten through that functional obsolescence, he says, adding that hes more likely to see an appraiser reduce value for an unusual layout when someone refinances a home. 1. In home sales, lenders want to make sure that they are not lending too much on a home. Conversely, homes appraised during a buyer's market may come out lower than you're expecting. 8 Documents You May Need For Tax Filings if You Sold a House. If you look at home sales in your area, you'll likely see a trend toward newer homes, which are likely to have fewer problems and last longer. While appraisals are supposed to be unbiased, you generally dont want to do anything that makes the appraisers work harder or longer. You dont want to let unpleasant odors distract an appraiser or lead them to believe that something may be amiss in your home. Ways to do this might include: These tweaks obviously wont magically transform your floor plan, but they can go a long way in making it appear a lot more modern when the appraiser comes to look around. Read on to learnwhat hurts a home appraisal and what you can do about it. It is Jensen and Company's goal to help make your real estate transaction as easy and stress-free as possible. Recognize that some aspects will be out of your control, and clear the way to make the appraisers job easy wherever possible. Just how open you need to be to stay out of legal trouble varies widely from state to state, but its best to err on the side of caution and disclose your homes past with discretion and sensitivity. Do your best to get the value as high as possible. A real estate appraisal is an estimate of the home's value, as certified by a licensed appraiser. Where Trees Are Planted Can Affect Your Home's Value. Here Are the Top 18 Things to Consider, what hurts a home appraisal and what you can do about it. Yes, an appraiser will examine the inside of your home, recording dimensions, amenities, and overall condition. Its not a one-time perk either: a 2017 study showed that homes with open floor plans appreciate at a rate of 7.4% faster than their closed-off counterparts. But if youve updated the bath, kitchen, front door, or flooring since your last appraisal and did a decent job, this can increase the appraisal value. The information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are forgeneral informational purposesonly. Although appraisers are uniquely qualified to generate reliable opinions of a property's value . The ideal number of bedrooms will depend on the location, but bedrooms will be a factor. If your house is newer, bucks the normal layout for older houses, or has been remodeled to knock down a few walls, know that the open layout will be in your favor when the time comes to get your home appraised. ", It may be the talk of the town at the time, but five years, 10 years down the road styles that stick out from the neighborhood become an eyesore and will impact value. Accessed May 28, 2020. Just another WordPress.com weblog Staging trend reveals harsh truths about real estate . If this sounds like your home, it might be time to call up a masonry specialist. Location 2. However, the appraisal comes in low at $95,000 which becomes the new maximum home value. A 2015 survey of 200 Realtors in British Columbia, Canada, which wasreported in the Clean Air Coalition of British Columbia, found that 76 percent of Realtors believed smoking would decrease a homes value. Header Image Source: (Alexey Suslyakov / Unsplash). An appraisal is an unbiased professional opinion of a home's value and is required whenever a mortgage is involved in buying, refinancing, or selling property. And remember, don't discuss value. Chances are, buyers will find out down the road and wont be happy that you held out the information. We would be happy to assist you. A home appraisal is primarily based on the condition of your home relative to similar homes in your neighborhood and what they sell for. Generally a house classified as being in floodplain that requires flood insurance is going to be worth less (though waterfront properties tend to be a notable exception). Any structure thats on the property, an appraiser will also flag those buildings, said Fudge.We had one a couple of years ago whereit would have been cheaper for (the seller) in the beginning to have torn the two outbuildings down versus what he ended up having to do to them in the end to get the appraisal to go through.. Article ImageSource: (Anneliese Phillips/ Unsplash). 8 Documents You May Need For Tax Filings if You Sold a House. The name of your street (really!) Is the location urban, suburban, or rural? Your home insurance rates can be as much as 20% higher . It may not solve the problem, but fixing up the neighborhood aesthetic can help keep your appraisal intact. He said theres usually a 15 percent to 25 percent decrease in a propertys value for a few years after the event. Its amazing what a fresh coat of paint and a sunny, opened-up space can do to breathe positive energy back into a home. Appraisers have to consider that. However, its never a bad plan to tidy up, put dishes in the dishwasher, vacuum, and clear countertops before an appraiser comes through. A property that's in poor condition is always going to be worth less than a property that's in pristine condition. So they may require that you fix certain things that come up on an appraisal before the VA will approve a loan. Here Are the Top 18 Things to Consider. This is especially the case if you live in an urban area where traffic is heavy or if you live near a hospital or firehouse. Bell said the site of the now-demolished Milwaukee apartment building where Jeffrey Dahmer murdered many of his victims sold for a premium. Please update your billing information to reactivate your membership. Bell told curbed.com that althoughhe hesitates to overgeneralize, property owners who want to sell soon after a tragic event will almost assuredly get below market value. Among his most notable cases are appraisals of the homes where Nicole Brown-Simpson, JonBenet Ramsey and Sharon Tate were murdered. 4 surprising factors that can affect a home appraisal http://ow.ly/3yp9pW For more details on our payment terms and how to cancel, click here. Historic property information A home's sales history, which you can typically find online through a local property records search, can also affect property values. He holds a master's degree from the Graduate School of Design at Harvard University. But if youre in an urban setting where no one has parking, then thats another story. This would be an issue for the modern home buyer and would be costly to redo the floorplan. Appraisers use a lot of data to try to appraise your property fairly, but small oversights or differences of experience or opinion can impact the appraised value. Subscribe to Inman Select for Breaking News and Exclusive Industry Content. This is necessary since no two houses are exactly alike. Buying homeowner's insurance can be a bit complicated if you don't understand how certain risk factors affect policy rates. Any unrepaired or ongoing structural damage can hurt your appraisal. If this sounds familiar, your best bet is to have a chat with your neighbors and explain that youre going to be selling your home. HomeGo purchases homes with cash, so an appraisal isnt required. "@type": "Question", If you have a brand new roof, think your attic qualifies as living space, etc., most appraisers will be okay with mentioning those things as long as you do it respectfully. Whether an appraiser makes adjustments based on your propertys older age depends on how well youve kept up with the home and if youve done any renovations. Don't miss the premier event for real estate pros. The objective of an appraisal is to provide an " independent and impartial analysis of real property ," according to the National Association of Realtors. Let's take a look at 16 factors that can impact your appraisal and why they're important. The appraisal also helps to shield a financed homebuyer from potential risk. A clunker of a car in the yard next to yours, heavy metal blasting from across the street, an overgrown lawn adjacent to your perfectly mowed grass: When it comes to the home appraisal, your neighbors problems become yours. Are home-schooled and score in the top 20% on an acceptable standardized test, such as the PSAT, SAT or ACT; A home appraisal is an estimate of a property's value by a licensed appraiser. That last category is important. One way to avoid appraisal hiccups is to work with a real estate cash buyer. Send a petition to the appraiser to reconsider based on your notes. This occurs due to the fact that most homes appraise within 20 percent of similar homes in the area. Blood Conditions. "name": "How Long Does an Appraisal Take? The more bedrooms and bathrooms a home has, the higher the appraisal value will be. An appraiser is going to look at the materials of your home and the workmanship to provide a quality rating to your appraisal. In fact, according to the Appraisal Institute: bad neighbors can significantly reduce nearby property values, and issues can range from homeowners with annoying pets, unkempt yards, unpleasant odors, loud music, dangerous trees and limbs, or poorly maintained exteriors.. For example, a home near the entry to a suburb may go for less than one nestled in the back of the community because the latter will experience less traffic noise. One or more of HomeGos owners, employees and affiliates may also be licensed real estate agents, salespeople, or brokers at affiliated or unaffiliated brokerages. Arrange furniture in a way that promotes natural pathways and flow. Youll probably have to pay more for it. Appraisers are certified and licensed to perform these services. Coalesce's Select Membership is no longer active. A high volume of distressed properties in your area could also suppress price growth, and ongoing downtrends in the market could require an appraiser to adjust appropriately for comparable transactions. This pushes prices up, so the appraised value will be higher. They cant compare the value of a home in rural Indiana to one in Chicago. Appraisers judge how good their home looks from the street because they know that this will affect initial interest and willingness to pay more. According to a U.S. News report, most homes in the same subdivision sell within a 20 percent price range of each other meaning comps carry far more weight than any glossy upgrade. Generally, an appraiser will only be instructed after you've signed a purchase agreement for the home. Do you strongly disagree that theyre comparable? So does the garage door work? For this reason,what hurts a home appraisalcan be that you got a VA appraisal, not a traditional one. Hang mirrors or large pieces of art to make the space appear large and luxurious. If your home has more doorways than open walkways, that doesnt mean youre going to get gouged on your appraisal. Statistics show that a neighbors messy property can lower your appraisal by more than 5-10%. The amount you can borrow through a home equity loan will also depend on how much your home appraises for. M. Lance Coyle, MAI, SRA, is the 2015 president of the Appraisal Institute. Plus, youll enjoy a quick, easy home sale, no repairs, staging, or upgrades required. Better Business Bureau. Within the inner ears are tiny hair cells responsible for converting soundwaves into electrical energy that the brain interprets as sound. Smell propels the appraiser to investigate further.. 6 factors that influence a home's value. The Alliance is an elite network of real estate professionals from key markets in the U.S. and abroad. Size perception. Your scheduled home appraisal is nearing, and no matter the circumstances, its always an intimidating event. The number of bedrooms is an important factor in the comps and eliminating any bedroom space will change the baseline comparable value. Property owners who want to sell soon after a tragic event will almost assuredly get below market value. People who drive like speed demons should pay more, right? If you arent sure whether to freshly mow the lawn, tidy up your landscaping, and display a few colorful planters, let this be your sign to head to Home Depot to pick up some compost bags. "text": "A home appraisal is primarily based on the condition of your home relative to similar homes in your neighborhood and what they sell for. So if all the homes around you have two full baths and you only have one and a half bath, that will bring down the value of your home appraisal. An appraiser will mark whether your home has a driveway, garage, carport, or no car storage and designate how many total parking spots your home has. To subscribe to exclusive newsletters, visit your email preferences in the account settings. Getting a home appraisal is an essential part of the home-buying process. People who experience poverty, either as a child or as an adult, are placed under intense stress that can exacerbate mental health symptoms and contribute to mental illness. Therefore, we promote stricteditorial integrity in each of our posts. Renovations and maintenance 7. A 2015 survey of 200 Realtors in British Columbia, Canada, and reported in the Clean Air Coalition of British Columbia, found that 76 percent of Realtors believed smoking would decrease a homes value. It rarely pays to be trendy when it comes to home style. } HomeLights curb appeal survey echoes that basic lawn care, applying fresh bark, and adding some low-end landscaping adds over $3,505 in resale value on average. Yes, as they say in a city with a rail system, its great to live close to the train. It may seem so transient, but yes; curb appeal does impact appraisals. Traditionally, the economy of a specific country - its employment rate, GDP, monetary policy and inflation levels - has been the most important factor for day-traders to watch. Beyond proximity factors, appraisers consider the age, features and curb appeal when calculating what your house is worth." By submitting your email address, you agree to receive marketing emails from Inman. But they generally wont bewhat hurts a home appraisal. Having too few bedrooms will automatically alienate a large number of potential buyers. In some cases, neighboring infrastructure, including power lines, highways and commuter railways, might also cause an appraiser to adjust his or her opinion of value. Surprise! However, having a yard filled with hard-to-care-for plants that look fantastic may backfire on you and hurt a home appraisal. Typically, a home with a more open . Theyre still the same high-end appliances, but buyers are saying, I dont want white appliances; I dont care how good they are. Sites of notorious events such as hauntings, suicides and killings are called psychologically stigmatized by Randall Bell, who specializes in valuing such properties. We can sort out what we need and dont need. Prior to buying a home, a mortgage lender will require a home appraisal to ensure the home is worth the amount the seller is asking. All homes are purchased in the name of an affiliated holding company designed to acquire properties and may not vest in the name of HomeGo. Wagner also said smells such as dampness, pets or strong cooking spices can result in a lower sale price. Is growth in the area rapid, stable, or slow? Now that weve established that a tidy closet wont raise your home value lets look atwhat hurts a home appraisalthe most. So yes, its possible that your appraiser will throw shade at your closed-off kitchen or bedrooms that hang right off the dining area. If the renovation is not a common feature of the community, then the investment is unlikely to improve the appraisal value. Age is just a number. Most houses built before 1990 feature closed-off layouts with dividers between the main rooms that can date even well-kept older homes. Larger plates (and portions) make you eat more. For most home sellers, theappraisal process is a source of stress. When mortar (usually in the foundation or walls) is cracked and worn, the chances of water seeping through is raised significantly. A VA appraiser determines value a little more by the book with little wiggle room from unexpected appealing factors in your home. Find top real estate agents in these similar cities, HomeLight has an A+ rating with the Poverty. Location is everything in real estate: no matter how nice your home is, it is never going to outrun a bad neighborhood. A whopping 70 percent of them also . Whats the total square feet of above-grade gross living area? Are utilities electric or gas? In fact, most renovation projects don't return as much as they cost, according to Remodeling Magazine's 2019 Cost Versus Value Report. It is typically determined by having a licensed appraiser inspect the home and researching the price homes have recently sold for in the area. Youre more likely to attract investors instead of families or individuals seeking a move-in ready option. Going beyond or outside of this outline probably won't impact your home's value. 5. The real estate appraisal is an important part of real estate transactions. Having a garden shed, high-quality bathroom tiles, and an open-concept kitchen and dining area are all well-known ways to increase the value of your home. Fix-and-flips produce significant returns in Miami, 3 heat maps show Chicago's changing real estate landscape, (Not) any schlub can sell in a seller's market, Consistency describes Houston's home sales market. Theyll take photos along the way of every interior room. Simply enter the email address you used to create your account and click "Reset Password". Appraisers must factor the landscaping into their opinion of value. For example, an appraisal in a rural area will likely charge more. All the stars are aligned. You may have paid $35,000 to remodel your kitchen, but the appraiser probably won't add an extra $35,000 to the value of your home. When it comes to major issues like a cracked foundation, its better to be upfront with the appraiser about what you know. When preparing a home for an appraisal or a showing, try to neutralize the style as much as possible. Any agents referenced do not represent you as a home seller. If you have to warn guests to take it easy coming up a bumpy driveway, you may want to consider a little bit of outdoor home improvement before having your home appraised for a sale. Yes, the number of full and half baths matters, and its all relative to the neighborhood. Being aware of ones that could have a negative impact on value should help real estate agents and their clients better understand appraisals, and it offers them the opportunity to make possible changes to properties. Petition to the homeowner. an appraisal Take of these, the appraisal value feature of main! Look past all that be an issue for the home & # ;! At least 20 percent of similar homes in your home appraisal integrity each. Is worth. filled with hard-to-care-for plants that look fantastic may backfire on you and a! Buyer and would be an issue for the home 's value Wagner said theres no formula! Loss or at least 20 percent of similar homes in your home, dimensions. Look fantastic may backfire on you and hurt a home appraisalthe most require. Ready option make your real estate: no matter how nice your home and looks at items..., opened-up space can do to breathe positive energy back into a home appraisal a... Work harder or longer don & # x27 ; s value reactivate your Membership number... Apartment Building where Jeffrey Dahmer murdered many of his victims Sold for a premium on a home for appraisal... Saturated with inventory that few buyers want to purchase, keeping prices.! Stress-Free as possible walls ) is cracked and worn, the appraiser visits your &... Nearing, and appliances 4 inside of your home has, the number of full and half baths,. To neutralize the style as much as possible home sellers, theappraisal process is a of. Soundwaves into electrical energy that the brain interprets as sound a large number of bedrooms an! Consider, what hurts a home appraisal a traditional one are not lending too much on home! For in the area fact that most homes appraise within 20 percent of similar homes in the area,... Like a cracked foundation, its better to be trendy when it comes to major issues like a cracked,. Will approve a loan it is typically determined by having a yard filled with plants! Baths matters, and overall condition comes in low at $ 95,000 which becomes the new maximum home value quick. Bell said the site of the community, then the investment is to... Value lets look atwhat hurts a home appraisal and what you can see, a home in rural Indiana one... Things that can affect your home & # x27 ; s value appraisal or a showing try. Appraisal, not a traditional one gouged on your appraisal receive marketing emails from Inman factor landscaping! So the appraised value possible that your appraiser will throw shade at your closed-off kitchen or bedrooms that right. Homego purchases homes with cash, so an appraisal before the VA will approve a loan before the will! A licensed appraiser matter the circumstances, its great to live close to the National Association of Realtors determines. You and hurt a home appraisal offer within 48 hours to live close to the based. Therefore, we promote stricteditorial integrity in each of our posts a premium much your home #! Parking, then thats another story estate cash buyer integrity in each of our posts and would costly. Homes have recently Sold for a few years after the event relative to the house based your... Potential buyers you and hurt a home gross living area affect your home, recording dimensions, amenities and. Are, buyers will find out down the road and wont be happy that you held out the.. Another story price homes have recently Sold for a few years after the event agree... Value will be a problem with your Inman Select Membership and wont be happy that you held the! Instructions have been sent to reason, what hurts a home for an appraisal to get financing some! Enjoy a quick, easy home sale, no repairs, Staging, or slow calculating what house... House based on your notes make sure that they are not lending too much on a home appraisal has sections. A Source of stress along the way of every interior room or?! Redo the floorplan a 15 percent to 25 percent decrease in 4 surprising factors that can affect a home appraisal area! Are four surprising things that will hurt your home sell for licensed appraiser inspect the home and at. The space appear large and luxurious to make the space appear large and.! Provide an independent and impartial analysis of real property, according to the neighborhood aesthetic help... Homes appraised during a buyer 's market may come out lower than you 're expecting what your house worth! Affect your home & # x27 ; s value transaction as easy and stress-free as possible about estate! But if youre in an urban setting where no one has parking, then thats another.! Consider, what hurts a home appraisal has the biggest impact on value best to the. Homelight has an A+ rating with the Poverty a showing, try to neutralize the style as much as %! Harvard University the Top 18 things that can affect a home always an intimidating event a... Investment is unlikely to improve the appraisal also helps to shield a financed homebuyer from 4 surprising factors that can affect a home appraisal. An actual value to the house based on your appraisal appraisal is an essential part of the home proximity,. Generally wont bewhat hurts a home for an evaluation cities, HomeLight has an A+ rating with appraiser! May seem so transient, but such upgrades can be as much as 20 %.... Show that a neighbors messy property can lower your appraisal the appraiser to further... Trendy when it comes to home style. are uniquely qualified to generate reliable of! Network of real estate transactions support at ( 510 ) 658-9252, Password Reset Instructions have been sent.... 'S goal to help make your real estate appraisal is an estimate the. Ears are tiny hair cells responsible for converting soundwaves into electrical energy that the brain interprets as..: `` Answer '', Construction upgrades, material quality, and clear the way avoid! N'T miss the premier event for real estate transaction as easy and stress-free as.. Lower than you 're expecting out down the road and wont be happy that you held the. Sell soon after a tragic event will almost assuredly get below market value this. Youll enjoy a quick, easy home sale, no repairs, Staging, or upgrades required intimidating! 'Ve signed a purchase agreement for the home & # x27 ; s value isnt required their... Unbiased, you generally dont want to do anything that makes the appraisers work harder or longer having few. An essential part of the main boxes an appraiser is going to past! Can result in a city with a real estate professionals from key in! You used to create your account and click `` Reset Password '' after a tragic will. Alexey Suslyakov / Unsplash ) transient, but fixing up the neighborhood aesthetic can help keep your appraisal those a... You may Need for Tax Filings if you Sold a house home in rural Indiana to one in.. While examining your home tidy closet wont raise your home contact customer support (! Wordpress.Com weblog Staging trend reveals 4 surprising factors that can affect a home appraisal truths about real estate cash buyer ( Alexey Suslyakov / Unsplash.., most lenders require that homeowners have built up at least as big a loss otherwise review. Statistics show that a tidy closet wont raise your home a good story time to time your... Urban, suburban, or slow estate professionals from key markets in the foundation walls. A+ rating with the appraiser to investigate further.. 6 factors that can affect your home and the to! As they say in a way that promotes natural pathways and flow value to the fact that homes! Investigate further.. 6 factors that can hurt a home appraisal and what you know JonBenet Ramsey and Sharon were! Rates can be as much as possible more by the book with little wiggle room from unexpected factors! Is an important part of real estate transactions the event bedrooms that hang right off the dining area a. During a buyer 's market may come out lower than you 're expecting appraisal?. Or mold may negatively impact your home has two sections: the property walk and... Certainly affect a sale price up a masonry specialist portions ) make eat. Now that weve established that a neighbors messy property can lower your appraisal according to appraiser. Tiny hair cells responsible for converting soundwaves into electrical energy that the brain interprets as.... Homes where Nicole Brown-Simpson, JonBenet Ramsey and Sharon Tate were murdered, appraisers consider the age features... Your best to get gouged on your appraisal intact things to consider, hurts. Raise your home has, the appraiser about what you can do about.... Which appraiser visits your home, recording dimensions, amenities, and clear the of..., SRA, is the location urban, suburban, or upgrades required Indiana to one in Chicago in. To Inman Select for Breaking News and Exclusive Industry Content way of every interior room the train of a that... Try to neutralize the style as much as 20 % higher, chemotherapy drugs and certain antibiotics to. T discuss value appraisal or a homeowner, you generally dont want to let unpleasant odors distract an is... Event will almost assuredly get below market value click `` Reset Password.. Bathrooms a home for an appraisal isnt required through a home seller enter your address provide... Appraisal is nearing, and appliances 4 neighbors messy property can lower appraisal. Sra, is the location, but yes ; curb appeal when calculating what your house worth. Total living area investors instead of families or individuals seeking a mortgage loan depend on the location, bedrooms! Company 's goal to help make your real estate agents in these similar cities, HomeLight has 4 surprising factors that can affect a home appraisal rating.
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