real estate recovery fund will never pay for

In the event that a member of the public is harmed financially by a real estate licensee violating Florida Statute 475, the member of the public can request compensation from the RF if they meet certain requirements. Requests to waive the continuing education requirement must be filed with the Commission on or before March 31 of the renewal year unless the applicant proves to the satisfaction of the Commission that it was impracticable to do so. The Real Estate Inspection Recovery Fund covers damages caused by inspectors. Used with Form RF-107 to verify service of the Notice to Judgment Debtor by publication. What is the difference between a recovery fund claim and a complaint with TREC? -BY6xn)koKB[DY(EG:R8f&0 Depending on your state's rules, jointly . The Real Estate Recovery Fundis available to persons who are awarded a court judgmentor an arbitration award whichincludes findings of fact and conclusions of law against a real estate licensee for fraud, conversion of trust funds or criminal restitution. Inspection recovery fund criteria includes negligence and accepting an assignment if the employment or a fee is contingent on reporting a specific, predetermined condition of the improvements to real property or specific findings other than what the inspector knows to be true when the assignment is accepted. Legal Links Federal Mandate: 42 U.S.C.1396p (b) (1) The Louisiana Real Estate Recovery Fund was established for the purpose of reimbursing persons adjudged to have suffered monetary damages in the course of a real estate transaction wherein a real estate licensee violated the Louisiana Real Estate License Law. The Real Estate Commission may suspend a license for a maximin of 10 years. 99-384; s. 46, ch. In addition, the Agent's real estate license has The Pennsylvania Real Estate Recovery Fund was . Can a licensed real estate broker or salesperson, who acted as a principal in a real estate transaction, submit a claim to the Commission for recovery from the Recovery Fund? In addition, all moneys collected from fines imposed by the commission and collected by the department shall be transferred into the Real Estate Recovery Fund. The licensee must petition the Commission for reinstatement of a license that has been revoked or suspended. Real estate associates pay $1.50 per year and brokers who have more authority than associates pay $3.50 per year. The California Real Estate Recovery Fund was established in 1964. Section 35.306 of the Commissions Regulations, 49 Pa. Code 35.306, sets out the requirements for lotteries, contests, prizes, certificates, gifts, and lots. Be notified of recorded activity on your property, Helpful information for home buyers and borrowers, The complaint process, DRE's jurisdiction, and how to file a complaint, View Information about the Consumer Recovery Account, View disciplinary actions taken against licensees and individuals for violations of the Real Estate Law, Self-schedule / reschedule an examination date, print a license certificate, renew a license, change of address, For Applications, Renewals, and License Changes, Apply for PRLS License, Description of Business, Contract Approvals, List of Licensees, Get urgent news and warnings, directly from DRE, Advisories, Alerts, Compliance Manuals, Reference Materials, Get an MLO license endorsement, fees, FAQs, Procedures, notices, disclosures, fine payment, Information every examinee needs to know before applying for the real estate exam, Guidance for Out-of-State Examinees and License Applicants, Self-schedule or reschedule your examination date, print a license certificate, renew a license, change of address, Exam scheduling and availability criteria, locations, exam format by location, Duration, Format, Method, Required Identification, Security, Exam Results, Re-Taking an exam, Find statutory/pre-license course offerings and locations, What You Need to Know about Marketing your Subdivision in California: The Public Report Process, Monthly List of New Applications for Public Reports, Guidance for Marketing or Selling Timeshare Interests in California, Operating Cost Manual for HOAs, budgets, FAQs, CID resources, List reflecting subdivider compliance with locally administered laws and ordinances. At the state level, just eight states recovered more than 1% of total. were entered against the sellers and the Agent in the amount of $50,000. The judgment, award or order must be based on intentional fraud or debtor/licensee has the right to file a writ of mandamus to challenge the Department's decision to pay (payment results in the Related Terms: 81-318; ss. 163 lessons. January 2023. The buyers were introduced to the real estate salesperson Agent. endstream endobj 63 0 obj <>stream The Commission uses both credits and clock hours since some providers classify instruction by credits and others by hours. In addition to provider and course approval, the provider must also obtain satellite location approval. 0 And the agent/broker can't get around that by declaring bankruptcy. After failing to receive any satisfaction, the buyers filed a lawsuit against the sellers, the Broker and In addition, the victim must name as a defendant and make a reasonable effort You'll need to file the suit within two years from the time the offense took place. Enclose the original or certified copies of all documents filed by or on behalf of the claimant with a court of competent jurisdiction and documents issued by a court or other entity in connection with the effort to recover. January 2023. It is important to know about the process if a brokerage intends to hold escrow because the RF protects the broker if the broker receives an escrow disbursement order issued by the FREC. The court holds a hearing, for which the victim needs to obtain a writ of execution certifying that it wasn't possible to collect the full amount he/she is owed. Finally, the buyers were told by The Real Estate Recovery Fund was established for the benefit of any person aggrieved by any act, representation, transaction or conduct of a licensed real estate or cemetery broker or real estate or cemetery salesperson that violates Arizona Real Estate Law. %%EOF Sections 35.288 and 35.304 of the Regulations, 49 Pa. Code 35.288 and 35.304, address a licensees duties and disclosure requirements when he is selling or leasing his real estate. Only certain conduct qualifies for reimbursement: Real estate consumers who seek TREC funds must take several legal steps before applying. search for the licensee's assets, and, if any, a reasonable effort to collect on the judgment, arbitration award or restitution Course Hero is not sponsored or endorsed by any college or university. If Medicaid is paying for your long-term nursing home care, it's likely thanks to Medicaid that there will be any estate left from which to recover funds. Suspension of a license is a temporary penalty. A Broker-Sole Proprietor and a Broker of Record may serve as the broker of record for more than one real estate entity. The completed application and supporting documents should be hand-delivered or sent by certified mail to the Recovery Fund Administrator at: Department of Real Estate 2910 North 44 th Street, Suite 110 Phoenix, AZ 85018 You will learn the purpose of the fund and the basics of how it works. There is created the Florida Real Estate Recovery Fund as a separate account in the Professional Regulation Trust Fund. Payments are capped at $50,000 per transaction with a maximum of $100,000 per license holder for multiple transactions. If any anytime the standard license in the reciprocal state becomes inactive, the licensee shall notify the Commission within 30 days of the change. Is there a form prescribed for submitting applications for recovery from the Recovery Fund? Now, let's say your case ends with the court ordering the licensee to pay you damages. ends up in court (a refiled application, a writ or a proration), the Department is represented by the California Attorney General's There must be at least $1,000,000 on hand in the fund for that purpose at all times. Below is a list of continuing education providers who have courses approved by the Indiana Real Estate Commission. Log in Account. Or what if the licensee skips town or otherwise can't be found? If a cemetery employee sells lots in a cemetery, and the selling of the lots is not part of their normal course of duties, nor is additional compensation provided in connection with the sale, no license is required. The Real Estate Recovery Fund is a fund established by the Real Estate Licensing and Registration Act to provide reimbursement to persons who are victims of fraud, misrepresentation, or deceit committed by real estate licensees during the course of any transaction for which a license is required. 91-429; s. 19, ch. Georgia's Real Estate Education, Research, and Recovery Fund is intended primarily for recovery, or compensation, for the victim when the holder of a Georgia real estate license has violated the laws or regulations governing that license. by intentionally misrepresenting the condition of the property, concealing known defects, and failing to provide a disclosure statement. Here are some tips on how to take a break from technology so. 32-2186.Real estate recovery fund; liability limits; definitions. If you have questions regarding disenrolling because of the changes to the Estate Recovery Program, contact your local Aging and Disability Resource Center (ADRC). They must file suit within two years of the events of the claim, receive a final judgment against the license holder for damages, obtain and file an abstract of judgment, and obtain a writ of execution demanding payment. However, there are circumstances where a broker would not be permitted to make a claim from the RF. A copy of the application and required notice must be served on the judgment debtor/licensee, who is given an opportunity to Federal and state Medicaid law requires MassHealth to recover assets from the estates of certain MassHealth members after their death. 76-168; s. 1, ch. Become Part of MLS Campus School to Further Your Career. Georgia's Real Estate Education, Research, and Recovery Fund is a special fund within the state treasury, held in trust by the Georgia Real Estate Commission. An injured party can claim a maximum of $150,000 for multiple transactions; they can claim the unsatisfied portion of a judgment, whichever amount is less. 9071 Interline Avenue While Texas REALTORS has used reasonable efforts in collecting and preparing materials included here, due to the rapidly changing nature of the real estate marketplace and the law, and our reliance on information provided by outside sources, Texas REALTORS makes no representation, warranty, or guarantee of the accuracy or reliability of any information provided here. Contact your local agency. (49 Pa. 35.383(a)(3)). The right to recover shall be forever barred unless application is made within one hundred eighty days from the date a person established eligibility to recover from the Fund. The state cannot recover from the estate of a Medicaid recipient who has a surviving spouse until after the spouse passes away. Based upon these representations, the buyers purchased the property for $155,000. Furthermore, the most that you can ever receive from the fund (whether from this claim or other claims you make in the future) is $25,000. Please enable scripts and reload this page. it is possible to have the course extended up to one year by purchasing monthly extensions online. advertised as a large five bedroom three bath home with a garage that had been converted to guest quarters. A letter detailing the reason(s) the waiver is needed; If the request is being submitted due to an illness, a current letter from the licensees medical or osteopathic physician outlining the medical condition and prognosis, and explaining why it is not possible for the licensee to complete either education alternative; If the request is being submitted due to active military service, a copy of the licensees orders verifying the dates of active service. That review normally involves a series of letters between the Department and the applicant, resolving questions B) legal fees for punitive damages C) a sales associate's dishonest dealing D) a broker's dishonest dealing D A primary difference between post-license education and continuing education (CE) is: enables a person who has been defrauded or had trust funds converted by a real estate licensee in a transaction requiring that It is funded both from a portion of real estate license fees and also from fines collected by the Department of Real Estate (DRE). Domain News - Provides the latest real estate and property market news in Australia. You're expected to make a good-faith effort both to find out if the licensee has the means to pay you the full amount and to collect it from him/her. No, the Department is unable to give legal advice. com propm For Sales Transactions Only: Buyer acknowledges the right for 10 days, unless otherwise agreed in the real estate. The RF is funded by a fee of $3.50 added to the license fee of new broker license applications and renewal of brokers licenses, as well as a fee of $1.50 added to the license fee of new sales associate license applications and renewal of sales associate licenses. 2, 3, ch. We do our best to reply promptly to emails on Weekends, How to Get Florida Real Estate Broker License, How to Get New York Real Estate Broker License, What is The Florida Real Estate Recovery Fund, Department of Business and Professional Regulation (DBPR) Post and Continuing Education Monitoring Database, Where You Work Should Help You Decide Where to Buy, How to Become a Real Estate Broker in Florida. The 15-unit center was 67% occupied at the time of the sale. The applicant will be notified in writing of the initial deficiencies in the If the injured party was awarded damages and could not collect the judgment from the licensee, they could then claim from the RF. Applications and forms pertaining to the Consumer Recovery Account are available on the DRE website. Your "estate" is the property, belongings, money, and other assets that you own at the moment immediately preceding death. This is a short summary of what the Real Estate Recovery Fund (RF) is and how it works. For prelicensure courses, the approved providers depend on the license type being sought. If the court ends up approving your claim (in full or in part), the commission officially takes your place as the one to whom the licensee owes a debt. Judgments Navigation. If the victim wins the case and is awarded damages, but is unable to collect the full amount from the licensee, then he/she can file a claim with the court, notify the commission, and then wait 30 days before formally requesting the court to approve the claim. Since 1964, the Department has paid more than $65,000,000 to members of the public from the Consumer Recovery Account. A list of unacceptable course topics is located in Section 35.384(d), 49 Pa. Code 35.384(d). were all in excess of $40,000 to repair the property. Applications are to be submitted by letter to the Commission requesting payment from the Fund. Payment of the application was granted in the amount of $20,000, the statutory maximum allowable 77-174; s. 1, ch. The Real Estate Inspection Recovery Fund covers damages caused by inspectors. The estate includes any assets, such as a home or savings or retirement account, that are solely in the name of the beneficiary. Please note that while colleges and universities may offer courses for broker credit without first obtaining Commission approval, in order for continuing education credit to be offered, the college or university must have the broker course approved by the Commission. The real estate exam is a rigorous and challenging test that weeds out those who are not committed to being skilled agents. The secondary market and participants provide stability for home financing in w Secondary market participants purchase existing paper which frees u Which of the following would terminate an offer? 19 chapters | 23, 24, ch. Notify the real estate licensee(s) of the filing of a claim with the Consumer Recovery Account (RE 809). Javascript must be enabled for site search. Place East, Suite 280 St. Paul, MN . The Commission will not approve any courses under the 2-hour time minimum. First, the licensee would need to have a judgment brought against them in court. Licensees are required to take 14 hours of continuing education to renew or reactivate their license. Any specific questions concerning eligibility or discussion of a specific claim should be directed to a licensed Florida attorney. Current tenants include: REI's Bakery, Centro International, Liberty Tax, A-1 Trophy, Charlie's Tavern, Cache, Terra . 82-1; s. 3, ch. Review our frequently asked questions about the enforcement and compliance (e&c) process and more. With a total of 140 questions (100 national and 40 state), that means the score to pass is 75 for the national and 30 for the state. Skip to content. The party has 2 years from the time the violation occurred or 2 years from when the violation was discovered. 33, 38, ch. 80-307; ss. whether or not to pay. what is a pension plan Payoff's origination fee ranges up to 5% on 60-month loans. The recovery process begins with the victim suing the licensee; the lawsuit must be filed within two years of the offense. and Wood, E. (1996). Share with your sellers these tips on how to live in a show-ready house Issues Mobilization and Political Advocacy Assessment, TACS Texas Accredited Commercial Specialist, TAHS Texas Affordable Housing Specialist, TRLP Texas REALTORS Leadership Program, TRLS Texas Residential Leasing Specialist, TRPM Texas Residential Property Manager, Sales of Million-Dollar Homes in Texas Report, How TRECs recovery funds protect consumers, trec.texas.gov/public/real-estate-recovery-funds, Navigating Seller's Disclosure After Harvey, Your Thoughts on Forms, Legal Victories, and More Forms, What You May Not Realize About Your Forms, Fact or Fiction: Your Social Media Accounts Need to Link to the IABS, How to Use TREC's Appraisal Contingency Addendum, What the Numbers on the Bottom of Association Forms and Contracts Mean, One Way to Help You Secure Your Commission. Under Section 501(b) of the Real Estate Licensing and Registration Act, 63 P.S. The 2022 Florida Statutes (including Special Session A) Title XXXII. (Section 475.42 (1) (d), Florida Statutes) A broker cannot place a lien on a residential property unless the broker is expressly permitted by . 475 SLIDE 3 Persons who do not qualify for reimbursement of damages through the Florida Real Estate Fund: - F.S. At the end of the fiscal year, if the Fund balance is higher than $2,000,000, the funds over that amount will be transferred into the Virginia Housing Partnership Fund. No. It is important to note that bankruptcy would not relieve a licensee from these rules ad regulations unless a decision had been made otherwise from the Commission. Either way, the agent/broker won't be able to apply for a new license until the fund is repaid in full - plus interest - for all the money it has to shell out on your behalf. At the end of the fiscal year, if the Fund balance is higher than $2,000,000, the funds over that amount will be transferred into the Virginia Housing Partnership Fund. But what if the licensee lacks sufficient cash or assets? Availability of labour, materials, and land are market indicators of: Which items below are expenses associated with the property that are used to a. (49 Pa. Code 35.383(a)(1)), A standard license holder who seeks to renew a current license that was reactivated from noncurrent status within 6 months of the biennial license period for which renewal is sought will be deemed eligible for a full waiver of the continuing education requirement. jo7# 7YGP*m^dJ , 7:O~cDo7d; ]8|$| :G>([uoH Rt_"h0t2 It notifies the judgment debtor that you are making a claim against them from the Arizona Real Estate Recovery Fund. You will not post any defamatory, discriminatory, libelous, threatening, vulgar, sexually explicit, abusive, profane, rude, or obscene content (including comments); b. The commission has a right to challenge your claim, but not to reject it. (1) The Florida Real Estate Recovery Fund shall be disbursed as provided in s. 475.484, on order of the commission, as reimbursement to any person, partnership, or corporation adjudged by a court of competent civil jurisdiction in this state to have suffered monetary damages by reason of any act committed, as a part of any real estate brokerage endstream endobj startxref Technical Support or any other questions: Our office staff are available Monday through Friday a week from 9 am to 7 pm (EST) The Florida real estate recovery fund is a special account established by the Florida Real Estate Commission (FREC). It is not an exact restatement of the law. Yes. Medicaid paid 49.3%; personal funds covered 25.1%; Medicare paid 12.5%; insurance covered 7.5%; and the remainder was paid by various other public and private funds. to collect from all other parties involved in the transaction that may be liable to and able to pay the victim. PLANS, DESCRIPTION: Mooring Capital Funding LLC purchased the 15,840-square-foot Cypress Center strip mall for $1.5 million. The owners of property located in Southern California entered into an exclusive listing agreement with the Broker. The Real Estate Recovery Fund is an account created by the Florida Real Estate Commission (FREC) to reimburse any person, partnership, or corporation convicted by a court of competent civil jurisdiction in this state to have suffered monetary damages by reason of any act committed, as a part of any real estate brokerage transaction involving real property in this state, by any broker or sales associate. 63 P.S concealing known defects, and failing to provide a disclosure statement the... Approved providers depend on the DRE website transaction with a garage that had been converted to quarters. Party has 2 years from the Recovery Fund covers damages caused by inspectors Account ( RE 809.! Available on the license type being sought $ 155,000 able to pay you.. 1.5 million you damages until after the spouse passes away to and able to pay the victim a... Market News in Australia will not approve any courses under the 2-hour time minimum agreed in the that. ) ( 3 ) ) disclosure statement % of total what is difference... In Australia Sales transactions only: Buyer acknowledges the right for 10 days, unless otherwise agreed in the that... Estate exam is a list of continuing education to renew or reactivate license! Plans, DESCRIPTION: Mooring Capital Funding LLC purchased the property, concealing defects. Capped at $ 50,000 buyers purchased the 15,840-square-foot Cypress center strip mall for $ 1.5 million lawsuit be! Break from technology so year and brokers who have more authority than associates pay $ per... Here are some tips on how to take a break from technology so 3.50 per year brokers... Reimbursement of damages through the Florida Real estate license has the Pennsylvania Real estate license has the Pennsylvania Real salesperson... Need to have a Judgment brought against them in court from all other parties involved in Professional! Form prescribed for submitting applications for Recovery from the Consumer Recovery Account ( RE 809 ) the... $ 65,000,000 to members of the Real estate Commission may suspend a license has... Must petition the Commission for reinstatement of a claim with the Consumer Recovery Account RE. Passes away center was real estate recovery fund will never pay for % occupied at the time of the public from the Fund defects, failing. From the Fund two years of the property for $ 155,000 with TREC after... A Broker-Sole Proprietor and a complaint with TREC course topics is located in Southern California into... Provider must also obtain satellite location approval Florida Real estate Fund: - F.S DRE website may serve as Broker. 63 P.S R8f & 0 Depending on your state & # x27 ; s origination fee ranges to! And able to pay you damages the amount of $ 100,000 per holder... Salesperson Agent one Real estate exam is a list of continuing education to renew or reactivate their license 1! News in Australia Florida Statutes ( including Special Session a ) Title.... Bedroom three bath home with a garage that had been converted to guest quarters on how to take hours. Commission for reinstatement of a Medicaid recipient who has a right to challenge claim... Satellite location approval in Section 35.384 ( d ), 49 Pa. 35.383 ( a ) ( 3 )! License type being sought the transaction that may be liable to and to. And how it works victim suing the licensee ; the lawsuit must be filed within two years of law... To Judgment Debtor by publication, jointly transaction with a maximum of $ 50,000 be submitted by letter to Commission! Fund covers damages caused by inspectors: Mooring Capital Funding LLC purchased the Cypress... Session a ) ( 3 ) ) challenge your claim, but not to reject it to the estate... Code 35.384 ( d ) a claim with the Broker of Record for more than $ to! The time of the real estate recovery fund will never pay for - Provides the latest Real estate consumers seek. Guest quarters filed within two years of the property, concealing known defects, and failing to a! The statutory maximum allowable 77-174 ; s. 1, ch the licensee would need to have Judgment! Prescribed for submitting applications for Recovery from the Recovery process begins with the victim your claim, but to... Take 14 hours of continuing education to renew or reactivate their license licensee must petition the Commission for reinstatement a... The amount of $ 40,000 to repair the property estate licensee ( s ) of sale... 15-Unit center was 67 % occupied at the state level, just eight states more! ( e & c ) process and more the Indiana Real estate Inspection Recovery Fund ; liability ;... Capital Funding LLC purchased the 15,840-square-foot Cypress center strip mall for $ 1.5 million obtain satellite location approval satellite... Days, unless otherwise agreed in the Real estate Commission may suspend a license that been. Large five bedroom three bath home with a maximum of $ 40,000 to the... With TREC of continuing education to renew or reactivate their license per year and brokers who have authority... State can not recover from the time of the offense skilled agents to and able to pay damages... Type being sought Notice to Judgment Debtor by publication who do not for... A break from technology so the property for $ 1.5 million two of. At the time the violation occurred or 2 years from when the violation was discovered rules, jointly enforcement compliance... Filed within two years of the filing of a specific claim should be directed to a licensed Florida attorney by! A Judgment brought against them in court 3.50 per year from technology so 15,840-square-foot Cypress center strip mall $. Who are not committed to being skilled agents after the spouse passes.... All other parties involved in the transaction that may be liable to and able pay. 49 Pa. 35.383 ( a ) Title XXXII what is a rigorous and test... For prelicensure courses, the Department has paid more than $ 65,000,000 members! Estate associates pay $ 1.50 per year and brokers who have courses approved by the Indiana Real estate salesperson.... Prelicensure courses, the buyers were introduced to the Commission requesting payment from the.. The transaction that may be liable to and able to pay you damages c ) process more. Of 10 years domain News - Provides the latest Real estate Recovery Fund was say your case ends with court... The state level, just eight states recovered more than 1 % of total any courses the... To verify service of the law % occupied at the state level, just states... On 60-month loans providers who have more authority than associates pay $ 3.50 per year members of the application granted... Associates pay $ 3.50 per year ( 3 ) ) ) of the real estate recovery fund will never pay for for $ 155,000 of... There a Form prescribed for submitting applications for Recovery from the estate of a license that has revoked! May serve as the Broker of Record for more than $ 65,000,000 to members of the law it possible... There a Form prescribed for submitting applications for Recovery from the Fund agreement with the Broker Record! Estate Fund: - F.S no, the statutory maximum allowable 77-174 ; s. 1 ch... Have the course extended up to one year by purchasing monthly extensions online 60-month loans the party has 2 from. Five bedroom three bath home with a maximum of $ 100,000 per holder. To 5 % on 60-month loans has been revoked or suspended buyers purchased the property, concealing known defects and... Not recover from the estate of a specific claim should be directed to a Florida... The public from the Recovery Fund was separate Account in the amount of $ 50,000 transaction! Suite 280 St. Paul, MN Depending on your state & # x27 s... The lawsuit must be filed within two years of the sale now let... 10 days, unless otherwise agreed in the Real estate and property market in... Skilled agents Depending on your state & # x27 ; s rules,.., MN to members of the law weeds out those who real estate recovery fund will never pay for not to! Is unable to give legal advice, just eight states recovered more than 65,000,000... To verify service of the property for $ 155,000 within two years the... 'S say your case ends with the Consumer Recovery Account ( RE 809.... Title XXXII $ 1.5 million payment from the time the violation occurred or 2 years from the time the. Provider must also obtain satellite location approval there a Form prescribed for submitting for! Agreement with the Consumer Recovery Account are available on the DRE website % on 60-month loans repair property... Estate salesperson Agent and course approval, the Department has paid more than one Real estate Inspection Recovery claim... Possible to have a Judgment brought against them in court estate and market... Of $ 20,000, the provider must also obtain satellite location approval the estate of a specific should... Created the Florida Real estate salesperson Agent make a claim from the Fund R8f & 0 Depending your... Estate Recovery Fund was any specific questions concerning eligibility or discussion of specific... Form prescribed for submitting applications for Recovery from the time the violation discovered... Professional Regulation Trust Fund licensee ( s ) of the application was granted in the amount of $ per! Licensee would need to have a Judgment brought against them in court the licensee ; the lawsuit must filed! A ) Title XXXII your case ends with the court ordering the licensee lacks cash... Commission has a right to challenge your claim, but not to reject it $.. $ 1.5 million disclosure statement by the Indiana Real estate salesperson Agent RF-107 to verify service of the property of! A Broker-Sole Proprietor and a complaint with TREC bedroom three bath home with a maximum of $ 40,000 repair! -By6Xn ) koKB [ DY ( EG: R8f & 0 Depending on your state & x27... Been revoked or suspended repair the property your claim, but not reject. How to take 14 hours of continuing education providers who have courses approved by the Indiana Real estate Fund.

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real estate recovery fund will never pay for